Globally, billions of adults have no bank account. No bank account means no ability to save money for a family, to borrow to support a business, to send and receive money over long distances, or to build up a safety net against emergencies.
That’s why governments and other organisations around the world pursue financial inclusion - the ability to access financial services, no matter your wealth, gender or social status. Financial inclusion is key to lifting people out of poverty and hardship.
But there are always people who fall through the cracks. Identities of the World, a new journalistic series from Experian, is a series of portraits of the financially excluded, looking at the structural and social barriers that prevent society’s most vulnerable people from gaining financial independence.